There is a better life than retirement.
True financial planning will help you have the 4 financial necessities that are needed throughout all of life.
Income - money coming in
Capital - access to money for emergency and opportunity
Growth - every single dollar must be growing or it is losing.
Health - this is our single greatest expense and few plan for it.
The Magic Circle
We need a modern model of financial planning.
Tend’s answer is the Magic Circle and we would love to build yours.
Building your circle will help you see if you have financial holes (everyone does) and how you would like address them.
NO financial tool can do it all for you. It does matter how much you save but it matters far more where you save - and it isn’t just stocks, bonds and retirement accounts.
We fix broken 401(k) plans
One of the main ways Tend Financial works is by fixing broken 401(k) plans. These plans continue to be a primary financial tool used by companies and individuals for financial savings and investing.
But, most are broken - with high fees, poor investment selection and no advisor support.
